Terms & Conditions

By accessing this website, submitting a quote request, or otherwise interacting with Joseph Buff Farmers Insurance Agency ("we," "us," "our"), you ("User") agree to be bound by these Terms & Conditions ("Terms"). If you do not agree, do not use this website or submit information through it.

Nothing on this website constitutes an offer or binder of insurance. Insurance products described here are offered by Farmers Insurance and its affiliated companies through licensed producers and are subject to underwriting, eligibility, state availability, and policy terms.

By providing your telephone number and submitting a quote request, you expressly consent to receive telephone calls (including calls placed with an automatic telephone dialing system and/or an artificial or pre-recorded voice) and SMS/text messages from Joseph Buff Farmers Insurance Agency, its authorized representatives, and its service providers at the number you provided, for the purpose of quoting, servicing, and offering insurance products and related communications. Consent is not a condition of purchase. Message and data rates may apply. You may revoke consent at any time by replying STOP to any text message or by contacting us in writing.

You represent that all information you submit is accurate and truthful to the best of your knowledge. Insurance quotes and rates are contingent on the accuracy of the information provided and may change following underwriting review.

All content on this website, including text, graphics, logos, and images, is the property of Joseph Buff Farmers Insurance Agency or its licensors and is protected by U.S. and international copyright and trademark laws. Farmers® and related marks are the property of their respective owners.

This website and its content are provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free.

To the fullest extent permitted by Alabama law, Joseph Buff Farmers Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website.

Any dispute, claim, or controversy arising out of or relating to these Terms, your use of the website, or communications with Joseph Buff Farmers Insurance Agency shall be resolved by binding, individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, in Shelby County, Alabama, or another mutually agreed location. YOU AND WE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. This arbitration provision does not apply to disputes that qualify for small-claims court or actions to enforce insurance regulatory requirements before the Alabama Department of Insurance.

These Terms are governed by the laws of the State of Alabama, without regard to its conflict-of-law provisions.

We may update these Terms from time to time. Continued use of the website after changes constitutes acceptance of the revised Terms.

Joseph Buff Farmers Insurance Agency
109 Foothills Pkwy STE 107, Chelsea, AL 35043
Licensed in Alabama · Farmers Insurance and its affiliated companies